How Can I Find Non-owner’s Car Insurance

If you are planning to rent or borrow a vehicle, you will want to find non-owner’s car insurance coverage. This type of insurance plan provides liability protection in case the driver is involved in an at fault accident and protects him or her from having to pay for damages personally. Non-owner’s car insurance pays out on claims for personal injuries and property damage made by the other driver involved in an accident, as well as claims made by his or her passengers.It does not provide collision or comprehensive coverage for the vehicle. This type of insurance also does not pay…

What Should I Do if my Auto Insurance Claim was Denied

Most people pay their auto insurance premiums and trust that the coverage they are paying for will be in place if they ever have a loss. When a driver contacts the insurance company to report a loss, the question, “What should I do if my auto insurance claim is denied?” is probably not one which immediately comes to mind. The first thing a driver should do if his or her auto insurance claim is denied is to request that the insurance company send out an official denial letter. It will contain the reason the claim is being denied, and this…

What Does Uninsured Motorist Auto Insurance Cover

When drivers are considering what type of insurance they need, the question of “What does uninsured motorist auto insurance cover?” is an important one. This type of coverage is not required in all states, but it is a good idea for drivers to add it onto a policy when they are arranging for coverage. Uninsured motorist auto insurance pays for damages caused by a driver who doesn’t have coverage. It also pays out when a hit and run accident has occurred, since the person responsible for causing damages cannot be identified. This part of the policy also pays out when…

How Do I Choose an Auto Insurance Deductible

All consumer interested in buying coverage will need to choose an auto insurance deductible. This is the amount that a policyholder agrees to pay him or herself. Auto insurance providers offer policies with deductibles at varying levels, ranging from $100-$1,000, depending on the state where the policy was issued. When an accident causing physical damage to the vehicle occurs, the insurance company will pay for it, up to the amount of coverage listed on the policy. The policyholder is responsible for paying the policy deductible, and this amount is deducted from the insurance company’s portion. If the damage caused in…