Florida Auto Insurance Laws

Auto Insurance Laws vary from one state to the next, but having the right knowledge and information available can help you make solid decisions about the type of Florida auto insurance coverage you need. Auto insurance in Florida uses no-fault regulations as stipulated by the Florida Department of Motor Vehicles. The state of Florida requires minimal personal injury protection of $10,000. Irrespective of whether or not you caused an accident, you will always be covered up to the policy limit for injuries for yourself and your passengers. Auto insurance in Florida also requires property damage liability to a value of…

Why are Auto Insurance Premiums Lower if I Buy Home Insurance from the Same Company

Buying auto insurance and homeowners’ or tenants’ insurance coverage from the same company is a great way for consumers to keep their coverage costs down. Insurance providers are interested in writing up new business for their customers, and they often offer a multi-policy discount to their customers. When looking for the best prices on auto insurance coverage, consumers should consider getting quotes from companies they already have a relationship with. When asking for pricing from an insurance company, be sure ask about price breaks for having more than one insurance policy in place. The company should provide a discount on…

Florida Auto Insurance Brokers

It used to be the case that when it came around to the annual renewal of your motor insurance policy, a lengthy process would have to begin that started with the formation of an orderly queue at whichever office you frequented. This process became much easier once Florida auto insurance brokers started representing the insurance companies in bulk and gave weary customers the opportunity of acquiring a series of quotes in just one place. The actual role of Florida auto insurance brokers is to act as an intermediate between insurance companies and those wishing to purchase a policy. The broker…

Compare Florida Car Insurance (Part Two)

Initially, these sites will require that you sign up as a member before use. Don’t be put off by this as membership to the better sites is always free and most of them employ anti-spam policies that prevent your virtual inbox from being clogged with rubbish for the next six months! Once registered, you’ll be able to visit relevant pages where you can input your personal details, driving history and vehicle specification. Once the sites gathers this information, it will forward the data and bring back a wide range of policies that are displayed on-screen where you can compare Florida…

Can I Drive a Used Car Off the Lot Without Insurance

Buying a new (to you) car is an exciting venture for any driver, and it can be easy to overlook buying insurance coverage for it before you go to pick it up. In most states, you will be required to provide proof of coverage before you will be allowed to drive your car off the lot. If you happen to be in a state where the dealer will let you go without liability insurance in place, think about this choice carefully before you do it. No one wants to think that they will be involved in an accident, especially right…

Car Insurance in Florida: How to Compare Policies

The competitive world of car insurance continues to be something of a battlefield with insurance companies fighting tooth and nail to try and gain extra customers in a time of economic uncertainty. It’s a tough world for the insurance companies right now as repair costs continue to rise in a market where calculated risk can make or break you. Trying to find the optimum balance between profit and customer growth has seen many benefits for the consumer and although the price of insurance isn’t going down, it’s definitely becoming much easier to lay your hands on a money saving deal…

Affordable Florida Auto Insurance

Affordable Florida Auto insurance is easier to find than many people would imagine, and it’s not just a process of talking to brokers or using a price comparison web site. There are many things that drivers can do to help lower the costs of their annual outlay. First and foremost, drivers should always be deliberate, conservative and ultimately safe in their driving habits. Safe driving cuts down the risk of having an accident and is rewarded by reductions in policy premiums from insurance companies. Drivers can also take another step towards affordable Florida auto insurance by driving a smaller sized…

Florida No Fault Auto Insurance

One of the most confusing aspects of Florida no fault auto insurance is the way policies actually work when it comes to making a claim. The United States uses two different insurance systems. Tort auto insurance is still the most widely used form of coverage, but the system actually has several failings. In Tort states, road users have a financial responsibility to other road users. If a driver is found to be at fault in an accident, their insurance company covers the cost of injuries to all third party drivers and their passengers. That’s all well and good when the…