Car Insurance Declined Because of Bad Credit?

If you apply for car insurance and you are turned down because of bad credit, there are some steps you can take to deal with the situation. Don’t assume that the information the car insurance company is using is correct. Get a copy of your credit report and examine it carefully for errors. If you see anything that is a problem, write to the credit reporting agencies to have the error removed from your report. It may take some time to have errors on your credit score corrected, and in the meantime, you still need to find car insurance. You…

Free Online Motor Insurance Quotes

Obtaining free motor insurance quotes is easier than it’s ever been before. The traditional sacrifices of time and money that were spent on lengthy phone calls and trips to local land-based insurance offices have been effectively replaced by a number of easy-to-use websites that eliminate unnecessary expenses. It is advisable to gather all the information pertaining to a vehicle before you start looking for a free insurance quote. Any information relating to previous insurance policies will be useful and having a complete record of your personal details will also help. If you have been insured on the same vehicle previously,…

Filing a Successful Auto Insurance Claim in the UK

If you are involved in a road traffic accident, it can be highly beneficial to know what to expect in terms of making a claim, whether it is through your own insurance company or through the carrier of another party. Perhaps one of the most important considerations regarding motor insurance is that of bodily injury. If you are unfortunate enough to be hurt as the result of the actions of another driver, it is advisable to consult a solicitor before taking any further action. The correct advice given at the earliest possible opportunity will serve to assist in the event…

Credit Scores and Car Insurance

Some car insurance companies consider an applicant’s credit score when they are deciding whether to extend coverage. Insurance companies evaluate the likelihood that a person will file a claim against their policy. The lower the risk of a claim being made, the better pricing that an insurer can offer. Car insurance companies have determined that people with lower credit scores are more likely to make claims and to file exaggerated claims against a policy. Cases involving insurance fraud (which all policyholders end up paying for in higher rates) are more likely to be filed by customers who have lower credit…

Do You Have Enough Car Insurance Coverage?

Young people who are buying their first car insurance policy may be more concerned about the cost of coverage than how much coverage they are getting. At that point in their lives, car insurance is probably going to be expensive, simply because they are young and lack experience behind the wheel. Over time, as a young person becomes a more experienced driver, his or her car insurance rates should drop. Unless the individual asks for a review of the coverage in place to determine whether changes need to be made, the level of coverage may not provide enough protection for…

Do You Need Car Insurance When You Have a Learner’s Permit?

If you have a learner’s permit, you need to be covered under an insurance policy. In many cases, a person learning to drive does not need to apply for a car insurance policy on his or her own. Whether you need to buy an individual policy will depend on your age and your personal situation. Teen Drivers Living at Home Teen drivers who are living at home are usually covered under their parents’ car insurance. If the parent does not have car insurance, the teen would not have coverage. The car insurance follows the vehicle, and since a person with…

Australian Auto Insurance Quotes and Coverage

Irrespective of whether a driver is running around in a Ferrari or a second-hand hatchback, it’s still highly likely that a motor vehicle will be the second largest investment that most Australians will make in their lifetimes. One of the biggest features of safe and responsible driving is having the right level of Australian auto insurance cover. There are three different levels of Australian auto insurance and these operate similarly to car insurance within the United Kingdom. The three-tiered system demands a minimum level of cover although a number of different policy types are available. Compulsory third party Australian auto…

Arizona Auto Insurance Facts

State laws on auto insurance vary considerably although a number of laws are maintained universally regardless of the state in question. Liability insurance is higher in some states than others and it is always advisable to check with the local Department of Motor Vehicles to establish the minimum level of liability coverage. Drivers in Arizona are required to carry proof of liability insurance coverage pertaining to the vehicle being used. Policy holders will be issued with an insurance card which should be kept in the vehicle at all times. It is illegal to drive without insurance in Arizona. It is…