Suggestions for Alaska Auto Insurance Quotes

The Tort system that operates in the world of US automotive insurance asserts that responsibility must be apportioned in the event of a road traffic accident. Alaska is just one of many states utilizing the Tort system and drivers are obliged to carry a minimum level of 50/100/25 coverage. Because of the varying weather conditions and often-perilous territory, insurance coverage is significantly higher in Alaska than it is in many other US states. The average premium for an auto insurance policy reached $2,218 in 2009, a figure that soared above the national average by a colossal $483. The figure itself…

Alabama Auto Insurance Facts

As with most of states across America, drivers in Alabama are expected to take out a minimum amount of auto insurance cover before taking their vehicles on the road. Driving without insurance in the Yellowhammer state is deemed to be illegal and drivers can face stiff penalties if they are involved in a road traffic accident without purchasing adequate cover. The minimum level of auto insurance coverage in Alabama is rated at 25/50/25 and breaks down as follows: A minimum of $25,000 worth of cover for bodily injury liability to a single person A minimum of $50,000 worth of cover…

Affordable Illinois Auto Insurance

The average of an auto insurance policy in Illinois during 2009 was $1,210 which reflected a saving of 31% on the national US average during the same period. Although affordable Illinois auto insurance is clearly available to many motorists, certain groups are less likely to find competitive prices and must alter their policies accordingly to secure a better deal. Illinois state law makes auto insurance a compulsory factor in driving and all motorists must hold a minimum level of 20/40/15 coverage. Although most drivers will qualify for affordable Illinois auto insurance, there are some motorists who will be inevitably turned…

Additional Driver Insurance in California

Legislation dictates that motorists in the Golden State must possess a minimum level of insurance cover and the same compulsory factors also apply when purchasing additional driver insurance in California. Whether additional drivers have their own standalone insurance or are named as drivers on an existing policy, the 15/30/5 Tort system remains in force. Additional driver insurance in California covers liability for motorists in the event of an accident where they are identified as being at fault. As well as being responsible for a minimum of $15,000 worth of individual injury liability and $30,000 of liability for 2 or more…

Accurate Information is a Key for Best Auto Insurance Quotes

When applying for auto insurance coverage, it pays to provide the insurance company with accurate information. Auto insurance companies ask a series of questions to determine the auto owner’s level of risk and what type of coverage they qualify for, as well as what rates to charge. To get the best combination of affordable rates and quality coverage, the customer needs to give the insurance company the right answers to its questions. All the questions the insurance company asks are important ones. Rather than guess about any of the information that the insurer asks for, take the time to find…

Car Insurance in the Republic of Ireland

Although it is not actually part of the United Kingdom, car Insurance in the Republic of Ireland operates under the same legislation as the rest of the British Isles. Motorists in the Irish Republic have access to most of the major UK insurance companies as well as all the price comparison sites that have become so popular in recent times. Additionally, it is possible to purchase car Insurance in the Republic of Ireland from a number of locally based companies including Quinn Direct and AA Ireland. The country operates on the same three-tiered insurance system as England, Scotland and Wales…

Car Insurance in Northern Ireland

Car insurance in Northern Ireland works on the exact same basis as the rest of the United Kingdom. Policy prices in Northern Ireland, however, are amongst the most expensive in the world owing to the heavy rate of car crime in cities like Belfast. The minimum legal requirements are that each driver has a policy that covers the driver but not the vehicle. If a third party uses that vehicle with permission from the owner, that driver must have a policy that covers them to drive the car on a standalone basis. Other minimum requirements are that each policy must…

4 Facts about No-Fault Auto Insurance

US residents should be aware of the difference between the Tort system that establishes levels of liability in the event of a road traffic accident and the concept of ‘No Fault’ insurance where nobody is held accountable for an accident unless a particular financial threshold is crossed. There are a number of important points to consider: Drivers should never be complacent about their responsibilities when it comes to safe driving. No Fault insurance does not abstain motorists from responsibility altogether. Instead, neither party is held accountable for an accident unless a financial barrier is breached. Negligible drivers can still be…