Is California A No Fault Auto Insurance State?

Most U.S. states do not follow a no fault auto insurance law. This system requires all motorists to carry Personal Injury Protection that will cover them, no matter who was at fault for the accident. The idea behind no fault insurance is that lawmakers believe it will speed up the process of getting claims covered and reduce costs associated with litigation. What is the California Auto Insurance Law? California requires drivers to carry policies with sufficient coverage for accidents they cause. In order to operate a motor vehicle, drivers must demonstrate that they have the means to pay for damages they may cause. Residents…

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Is Illinois A No Fault Auto Insurance State?

Illinois is a no-fault divorce state, but it is not one of the few states that has no fault auto insurance. In a no-fault system, your auto insurance policy automatically covers your injuries and damages, no matter whose fault the accident was. The idea is that no time will be wasted litigating and enable a quicker claims process. The idea is that people will be encouraged to purchase good insurance because it covers themselves. Why Isn’t Illinois A No-Fault Auto Insurance State? Trial lawyers have fought no-fault legislation since the 1970s because it cuts into their business of prosecuting at-fault drivers on behalf of the victims….

Auto Insurance Review: Who Is Wawanesa?

Every year, J.D. Power & Associates conducts an extensive survey to find out which companies U.S. consumers prefer and which companies yield the highest satisfaction. If you don’t live in Oregon or California, you’ve probably never heard of Wawanesa. Yet, residents of these states say that it truly is the best auto insurance money can buy. Wawanesa History Wawanesa has been providing insurance since 1896 as a farmer’s insurance company in Manitoba, Canada. They arrived to the U.S. market in 1975 to provide auto insurance at a 25 to 35 percent lower rate than average.   Wawanesa Policies Good drivers — who do not…