Recommended Auto Insurance Amounts for Mature Drivers

Mature drivers who have a number of years of driving experience may be considering reducing the level of auto insurance coverage they have in place as a way to save money. This is probably not the best choice for them, since older drivers can be involved in an at-fault accident. Since many middle-aged or older drivers have accumulated property and other assets, they need to have enough insurance coverage in place to protect them. The minimum level of protection required under state law should be considered a starting point for buying coverage. In many parts of the United States, these…

Third Party Liability Auto Insurance Explained

Third party liability auto insurance is bought by a driver to pay for injury and property damage claims made by the occupants of the other vehicle when a collision occurs. These people are the third parties who are covered under the plan. This type of coverage includes property damage and bodily injury liability insurance. Property damage coverage pays for repairs to the other driver’s vehicle. It also pays for the cost of repairs to any public property damaged or destroyed in an accident. This part of the policy pays for repairs to fences, guard rails, sign posts, traffic lights and…

How to Shop for the Best Auto Insurance Rates in California

Ever wondered how we manage to keep our prices so low? At Promiga, we’ve been working away behind the scenes to negotiate some of the best auto insurance rates in California especially for you. We believe that everybody has the right to affordable car insurance, and leave no stone unturned in find awesome policy offers from our extensive range of providers. We also like to encourage our customers to take a proactive approach to driving. After all, a safe driving history and a few simple changes to your motoring habits might just qualify you for the best auto insurance rates…

Best Auto Insurance in California

If you’re looking to purchase the best auto insurance in California, look no further than the dedicated Promiga website. At Promiga, we’ve invested thousands of man-hours into bringing you outstanding policy offers at exactly the right price and we know you’ll be amazed by our top quality online auto insurance quotes. We only work with the best, and that’s one of the main reasons why our reputation has flourished in recent years. We never rely on the services of inferior carriers, and only use ‘A’ rated companies that also understand the importance of supplying the best auto insurance in California…

How Recommended Auto Insurance Coverage Levels Benefit Drivers

Auto insurance is a product that drivers put in place to avoid having to pay for damages personally following an at-fault accident. The insurance company agrees to provide up to a certain level of coverage in return for the premiums the policyholder pays. In most parts of the United States, registered vehicles must have at least a minimum level of auto insurance coverage in place. This level of protection is lower than the level which will provide adequate coverage to a driver in most cases. Rather than buying the state minimum level of protection only, a driver should consider putting…

How Does Vicarious Liability Affect Auto Insurance Coverage?

Vicarious liability refers to a situation where one person is liable for the actions of someone else. It applies to auto insurance in situations where the car is owned by one person and being driven by another individual. Car owners need to understand that if they decide to lend out their vehicle, they are also allowing that person to use their insurance as well. If the borrower is involved in an at-fault accident while behind the wheel of the car, the owner’s insurance company will be used to pay for the personal injury and property damage claims made by the…

Best Auto Insurance Company in California

If you’ve spent years obtaining quotes in an effort to find the best auto insurance company in California, you’ve probably realised that it’s actually very difficult to differentiate between most of them anyway. The auto insurance industry is tightly regulated, and carriers have to meet strict criteria before they are granted a license to trade within an individual state. These requirements tend to even out their potential and this makes finding the best auto insurance company in California more difficult. So why not leave the job to us? When you log on to the Promiga website, we’ll minimise the hard…

Auto Insurance for California

As with every other US state, auto insurance for California is a mandatory requirement. Ignore your obligations to purchase a valid policy for vehicle use, and you run the risk of losing your driving privileges and your vehicle. Legislation in California has tightened considerably over the last few years and the state now reserves the right to remove uninsured vehicles from roads and highways. When purchasing auto insurance for California, there are several different ways in which you can obtain a policy. Traditional means of acquiring valid coverage include telephone call centres and land-based offices. In the modern age, however,…