Should You Buy Liability Coverage for Auto Insurance?

The answer to the question, “Should you buy liability coverage for auto insurance?” is a very simple one. All drivers should have this type of protection in place, whether it is a legal requirement in the state where they live or not. In a tort state, a driver is responsible for paying for the damage that he or she caused in an at-fault accident. People who have been injured in an accident have the right to sue to get compensation for their injuries, lost wages and damage to property. Liability coverage is required in no-fault car insurance states as well;…

Cheap California Auto Insurance

Are you searching for cheap California auto insurance? At Promiga, we’ve built a dedicated website that can save you money within minutes of arriving on our easy-to-use site platform. We specialize in providing cheap California auto insurance from an extensive range of ‘A’ rated market leaders. When you use Promiga Auto Insurance Quotes for your annual coverage requirements, a fantastic range of policy offers are just a few short clicks away.  What’s more, there are always fantastic discounts available when you shop online with us. Are you confused about your obligations regarding cheap California auto insurance? Our comprehensive website offers…

Recommendations on Auto Insurance Coverage for Mature Drivers

Mature drivers who are looking for the best level of protection for their needs should consider the following recommendations on auto insurance coverage: 1. Review the policy at least once a year. Insurance needs change over time and a policy which was a good fit a few years earlier may no longer meet the driver’s current needs. 2. Consider changing the physical damage coverage which is in place. Collision and comprehensive protection pay out based on the vehicle’s cash value. An older model car which has been fully paid for may not need to have full coverage in place. Dropping…

Auto Insurance Liability Coverage for New Drivers

Newly-licensed drivers may not be sure how much auto insurance liability coverage they need or what kind to buy. In most states, laws have been passed requiring all vehicle owners to have liability insurance in place. This is the type of coverage which protects the policyholder from having to pay for damages he or she causes in an accident personally. Liability coverage includes a bodily injury and a property damage component. Bodily injury liability coverage pays for medical bills and lost income incurred by the occupants of the other vehicle in an accident. Property damage coverage pays to repair the…

Finding a Cheap California Auto Insurance Quote

Are you desperately looking for a cheap California auto insurance quote? Sometimes, finding a great auto insurance deal can be a time-consuming and frustrating affair, especially if you have to negotiate your way through confusing websites that offer you everything except the cheap California auto insurance quote you’re actually looking for. Using a dedicated website such as the one provided by Promiga Auto Insurance Quotes will make your search much easier. By forging strong business relationships with the biggest names on the market, Promiga are able to offer cheap California auto insurance quotes from providers who offer the following benefits:…

Types of Auto Insurance Coverage: Physical Damage Protection

Physical damage protection is an example of one of the types of auto insurance coverage available to consumers. It includes collision and comprehensive coverage. Both types of insurance pay for repairs to the vehicle or compensate the driver in case of a total loss, based on the car’s cash value. Collision coverage pays for repairs to the car caused by striking an object. It also pays for damages caused in a rollover accident. Comprehensive coverage pays for repairs following other types of losses, including falling objects, stones hitting the windshield, vandalism, fire and theft. Physical damage coverage is not required…

What Auto Insurance Coverge Do I Need?

When drivers are thinking about the type of auto insurance coverage they need, there is no single solution that is going to be the best choice for everyone. Buying car insurance is a very personal thing, and a customer’s needs do change over time. The right policy for a newly-licensed driver may not be the right choice for someone who has been on the road for a number of years and who has a number of assets to protect. A good place to start when considering how much auto insurance coverage to buy is to find out how much coverage…

California State Auto Insurance

California state auto insurance is a mandatory requirement and vehicle owners are required to carry proof of coverage with them at all times. An auto insurance certificate or other form of valid identification must be produced if a law enforcement officers requests it, if a vehicle is involved in a road traffic accident or every time a vehicle registration is renewed. Sufficient protection must be purchased, and California state auto insurance has to meet the minimum required levels. $15,000 worth of personal injury liability per person, $15,000 worth of personal injury liability and $5,000 worth of property damage liability is…