How Long Does A DUI Affect My Auto Insurance Rates?
Driving under the influence of alcohol is a serious offense, no matter what state you live in. Unfortunately, auto insurance rates tend to skyrocket once this offense goes onto your record. Anything that can be leveled against you probably will be, as you have now proven yourself to be a risky driver. How Long Will A DUI Affect Insurance Rates? The length of time a DUI stays on your record will depend upon your state’s laws. For instance, California requires a DUI to stay on one’s record for 7 years. New York auto insurance companies keep track of this conviction…
How Can I Get a Copy of my Driving Record for an Auto Insurance Application?
For people who are looking for their first insurance policy or who want to change providers, the question, “How can I get a copy of my driving record for an auto insurance application?” is an important one. A driver who has been notified that his or her auto insurance rates will be increasing may also want to get a copy of the record to confirm that all the information it contains is correct. Insurance companies ask for some basic information to provide a quote for coverage. One of the questions will be whether the applicant has received any tickets within…
Do I Need to List my Stepchild on My Auto Insurance Policy?
In a blended household, the question, “Do I need to list my stepchild on my auto insurance policy?,” is one which comes up often. Having a young person in the home who is old enough to drive is a major change for a family, and the insurance coverage which is in place needs to be updated when a teen obtains his or her license. The situation becomes more complicated when the teen is living with a parent and a step-parent. The auto insurance provider will need to be informed when the number of licensed drivers in the household changes. The…
Does My Auto Insurance Company Pay for Medical Bills After an Accident
Most policyholders focus on paying their premiums on time and don’t think about the answer to the question, “Does my auto insurance company pay for medical bills after an accident?” The answer to this question is very important after a collision occurs, and all drivers should make a point of familiarizing themselves with their auto insurance policy terms and conditions. Bodily injury liability coverage pays for medical bills and expenses incurred by the occupants of the other car, If you are at fault, you are responsible for paying for these expenses if you live in a tort state. In a…