Posts Tagged ‘auto insurance for teens’

How to Get the Best Rates on Oklahoma Auto Insurance Coverage for Teens

Sunday, September 25th, 2011

Insuring teen drivers can be expensive, and the following tips will help to keep Oklahoma auto insurance coverage costs down. A change in circumstances, such as a teen getting his or her license, is a good time to evaluate the current coverage and make any changes necessary to make sure that the right type and level of coverage is in place.

1. Encourage the teen driver to take an approved driver’s education course.

A number of insurance companies offer better prices to young drivers who have successfully completed a formal training course. Before signing up for one, contact the insurance provider to find out which ones are recognized and to confirm the amount of the discount.

2. Consider increasing the policy deductible.

Making the decision to pay more toward the cost of settling a claim personally means lower premium rates for drivers. Increasing the policy deductible to $1,000 can make the cost of covering  a teen driver more affordable.

3. Ask about discounts for good students.

Students who maintain a “B” average or better can qualify for a discount on the cost of their auto insurance coverage. This discount is offered to full-time high school and college students (up to a certain age).

4. Let the insurer know if the teen is going away to college.

If a young person will be away from home for several months of the year and will not be driving during that time, let the insurance company know so that the policy premiums can be adjusted to reflect this fact.

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Posted in Oklahoma, USA |

How to Find the Lowest Rates on Michigan Car Insurance for Teens

Sunday, January 30th, 2011

Buying Michigan car insurance for teens is necessary for young drivers to be legal in the state, but it can also be a very pricey proposition.  Teens are considered high risk for car insurance purposes, since they are more likely to be involved in motor vehicle accidents, which makes people in this age group riskier to insure.

Teen drivers pay some of the highest rates for their car insurance coverage, and parents will want to make sure they are doing all they can to avoid paying more than they have to for this necessary coverage. A change in circumstances, such as having another person in the household who can drive, is a perfect time to re-evaluate Michigan car insurance coverage

To save money on the cost of Michigan car insurance for teens, adding the newest driver in the family to an parent’s policy is a good choice. It is much less expensive than buying a separate policy for the young person where he or she is the primary driver.

When you are shopping for Michigan car insurance for teens, don’t forget to ask the insurance company about discounts that you may qualify for. Some insurance companies offer price breaks to students who are able to maintain a B average or better, so be sure to ask about a good student discount before you make your buying decision.

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Posted in Michigan, USA |

How to Get the Best Ohio Auto Insurance Rates for Teens

Wednesday, December 8th, 2010

If you have teens in your household, you want to be sure they are properly insured. Ohio auto insurance rates for teens are quite high, and this is true for young and recently-licensed drivers all over the country.How can you make sure that your teen has the right level of protection, while keeping costs down?

The best way to accomplish this two-pronged goal is to add the teen to your existing auto insurance policy. Rates are lower for an occasional driver than a primary one, and this is the most cost-effective way to make sure that the young driver in your home has the coverage he or she needs.

A change in circumstances like this one is a good time to evaluate your coverage. Contact your insurance company to find out how much it will cost to add your teen to your policy. You should also contact some other Ohio auto insurance companies to get quotes from them as well.

You may find that another provider can give you a better deal on your car insurance coverage. If  your current car insurance company can give you the best rates, then you don’t need to make a change. In a situation where another company can give you better rates, make sure that the new policy is in force before you cancel the existing one to make sure there is no lapse in coverage.

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Posted in Auto Insurance Rates, Ohio, USA |

How to Get the Best Ohio Car Insurance for Teens

Friday, December 3rd, 2010

Ohio car insurance rates for teen drivers are high, and for good reason. Teen drivers lack experience behind the wheel and they are more likely to be involved in risk-taking behavior than people who have been driving for a number of years. Young people look forward to learning how to drive as a normal part of growing toward adulthood, and they must have coverage in place in order to drive legally.

Rather than buying a separate policy to cover the teen driver in your household, a better choice is to add him or her onto your existing Ohio car insurance policy. You will be able to get a better rate if the young person is a secondary or occasional driver on the policy. Since adding a new person to your coverage constitutes a change in your car insurance needs, this is a good time to shop around to make sure you are getting the best rates for your coverage.

Each car insurance company licensed to sell products in Ohio uses its own formula to set rates, and you will find that pricing can vary significantly between providers. Taking the time to get quotes from several companies can help you save money on the cost of your coverage.

Teens who take a driver’s ed course can qualify for a discount on their car insurance coverage, so do encourage your teen to sign up for a program. Insurance companies also offer price break to students who get good grades (B average or better); which is a good reason for young people to keep up with their studies.

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Posted in Ohio, USA |

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