Posts Tagged ‘auto insurance news’

News: Auto Insurance Companies Raise Rates In Illinois

Wednesday, May 9th, 2012

Allstate Corp. plans to raise car insurance rates for Illinois drivers by 3 to 5 percent, according to company filings with the Illinois Department of Insurance. New rates will go into effect May 17th. According to the company, this decision reverses the “hometown discount” advertised since 2009. They added that the size of the increase will depend upon how long a customer has been with the insurance company. This decision comes after Allstate posted its largest profit gain since 2007.

Why Raise Rates?

Allstate has been struggling to keep pace with the lower-priced competition lately. This last price hike is their attempt to gain more ground. Company spokespeople say they’ve set aside more than enough money for accident claims, which has led to bigger profits than previous years. Similarly, Geico is raising rates 2.5 percent, which will go into effect May 10th for new customers and June 25th for most drivers. So Allstate didn’t really have to think twice about raising rates if everyone else is doing it too.

Is Everyone Raising Illinois Auto Insurance Rates?

Not everyone is jacking up prices, however. The largest auto insurance provider in Illinois — State Farm — just slashed rates 2 percent this past December after three years of annual increases.

How To Get Lower Auto Insurance Rates

Since prices are always fluctuating, the best thing a consumer can do is to shop around for competitive quotes. Each company has a different method of determining how much to charge a customer, so the numbers can really vary widely. Just a few minutes entering information online can save customers thousands of dollars per year in some cases.

driving in illinois

California Online Auto Insurance

Friday, August 26th, 2011

When you purchase California online auto insurance, you will be bound by the same legislation that is enforced when policies are bought from land-based offices or telephone call centers. Although auto insurance is often cheaper online, road users are still obliged to purchase the minimum 30/15/5 levels of cover that are mandatory throughout the entire state of California.

So why is California online auto insurance so much cheaper? When a carrier sells their products from an office or over a telephone, their sales teams are aware of the fact that they have your complete attention and that there is no competition to steal your custom away in that exact moment of time. To a certain degree, they know that they can inflate their prices and if you’re desperate for a policy, all they have to do is close the deal.

When you purchase California online auto insurance, every single carrier is operating in an open marketplace where their competitors are fighting for the same business. To secure business, those carriers have to offer something exceptional in order to warn off the competition and one of the most appealing factors that can influence a buying decision for consumers is price.

At Promiga, we offer California online auto insurance at fantastic prices, but we never lower the quality of our products to make them more appealing on a monetary basis. We offer superior coverage at a superior price, and we only use superior auto insurance carriers to partner our website. By dealing with best, we can always bring you the best and that’s always been the Promiga way!

 

Friday, August 26th, 2011

If you looking for a California online auto insurance quote but find the increasing number of price comparison and company websites too confusing, why not make Promiga your website of choice for all auto insurance matters?

With years of extensive experience under our belt, Promiga can offer a California online auto insurance quote that’s cheaper, faster and better than any other equivalent policy offered on the Internet. How do we do it? Quite simply, we’re in the business of building relationships and it’s not just our customers that we put first.

Promiga have spent many years building solid working partnerships with some of the biggest names in the auto insurance industry and over time, we’ve managed to build outstanding levels of trust with a range of selected providers who think in exactly the same way as us. Quality and service are the mainstays of our operation, and we only work with auto insurance companies that use those mainstays themselves.

When you apply for a California online auto insurance quote with Promiga, you’ll be put in direct contact with a leading market specialist with the highest industry review rankings. With just a minimal amount of basic information (usually a ZIP code), our trusted partners will provide you with an obligation-free auto insurance quote that offers maximum protection at minimum cost.

There are no expensive phone calls to worry about, and you won’t be pestered for the next six months by annoying sales representatives if you choose not to buy with us. All of our California online auto insurance quotes are free of charge and we never charge a fee or commission when you choose to make a purchase.

California Auto Insurance Ratings

Friday, August 26th, 2011

What makes Promiga so much better than every other price comparison website? At Promiga, we don’t partner any old company. We carefully hand select the best providers in the business, and we do that by taking their California auto insurance ratings into account before we decide if it’s worth forging relationships with them for the benefits of our customers.

California auto insurance ratings are given out based on reports from independent industry reviews and customer feedback. If any company fails to achieve the minimum ‘A’ rating that we demand, we won’t work with them. Our dedication to perfection knows no boundaries, and we’ll never sacrifice our own reputation by working with inferior companies.

When you purchase a policy from a carrier that has the best California auto insurance ratings, you’ll be able to do so in the safe knowledge that you’ll be receiving fantastic service, remarkably priced policies and superior levels of aftercare if you ever need to make a subsequent claim.

Every one of our providers is licensed to operate within the state of California, which means you’ll always be receiving policies that meet the minimum mandatory state requirement. The minimal 30/15/5 coverage will be guaranteed, and you’ll also have the option to increase your coverage with useful add-ons including collision coverage, comprehensive insurance and uninsured/underinsured motorist protection. Very few consumers consider California auto insurance ratings when they’re looking or a policy, but the benefits of working with industry leaders are just as important as saving money when purchasing new policy or renewing an existing deal.