Posts Tagged ‘online auto insurance quotes’

Can Your Smartphone Lower Your Auto Insurance Premium?

Friday, June 1st, 2012

We recently reported that auto insurance companies would be relying on driver data to determine how much to charge you for your premium. Yet, in the past, it could be a real hassle — requiring the installation of a special box in your car. Now State Farm and Ford are teaming up to turn your smartphone into an auto insurance premium lowering device. Through the “Sync” platform, State Farm will be able to determine: how often you drive, how fast you drive,  and how often you slam on your brakes. Sync supports 3G and 4G smartphones and bluetooth technology already, so it’s not much of a stretch.

Drive Less & Save

State Farm will periodically pull data from Sync’s smartphone link. Just for joining the program, customers will receive a 5 percent discount on their premiums. Individuals driving the national average of 1,000 miles per month will qualify for an additional 10 percent discount. Customers who rarely drive could see up to a 40 percent discount on their auto insurance rates! The program is launching in Utah, but will expand to other states.

Drive Safe & Save

For now, State Farm will be just tracking mileage. Ultimately, they plan to track much more, such as acceleration / stopping patterns, where people travel, speed and how often drivers go through stop signs. Businessweek speculates that one day drivers will have a taxi-style meter on their dashboards that tracks how much they’ve ratcheted up their insurance premium based on their driving habits. Would motorists think twice before speeding or slamming on their brakes? The results are yet to be seen, but the use of smartphones can revolutionize what Americans pay in auto insurance.

How To Save Money On Auto Insurance Now…

While waiting for the program to roll out, drivers can get lower auto insurance rates by looking up online auto insurance quotes. It only takes a few moments to see exactly how much one can save by switching providers! Drivers who are interested in making the transition, can elect to have a representative contact them by phone.

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How Shopping Around Can Save You Money On Your Auto Insurance

Tuesday, May 15th, 2012

You’ve probably seen the commercials and heard people tell you to “shop around” for auto insurance. This sound advice could save you hundreds — if not thousands — on your premium. It’s recommended that you get at least three quotes. If you want to save even more, get six quotes. A 2004 Progressive Insurance survey of 100,000 consumers nationwide found that auto insurance rates can vary by over $1,o00/year!!

Why Do Some Auto Insurance Companies Charge More Than Others?

Every company has its own secret algorithm for determining your risk value and how much money they’ll charge to insure you. There are also different types of insurance companies. For instance, Geico and Amica have in-house employees who sell directly to consumers online or by phone. Other insurance companies — like Allstate and State Farm — use independent contractors who work on commission to sell one company’s product. A third type of insurance company is comprised of independent agents who can sell insurance from various companies.

Where Can Drivers Get The Best Auto Insurance Rates?

Direct agents offer the best rates for their companies. Since there is no “middle-man,” you’ll save 15 percent typically. You can access these direct agents by searching for free quotes online and selecting the offer of your choice to proceed. Of course, many of these direct companies can be fussy about who they insure. If your driving record isn’t squeaky-clean, you’ll probably need to check with the larger auto insurance companies like State Farm (18 percent of the market) or Allstate (12 percent of the market) and see if an independent agent can beat your best quote.

What Discounts Do Insurance Providers Offer?

Every auto insurer also has its own set of available discounts. You can save by choosing one company to provide a combination of different types of insurance. You can get money off by taking a defensive driving course, by retiring, or just by being a good student. There are Mensa discounts, group savings by employers, money off for college kids who dorm, and safety feature discounts. Some companies also have loyalty programs that are worth asking about.

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Shop competitive auto insurance quotes here!

California Online Auto Insurance

Friday, August 26th, 2011

When you purchase California online auto insurance, you will be bound by the same legislation that is enforced when policies are bought from land-based offices or telephone call centers. Although auto insurance is often cheaper online, road users are still obliged to purchase the minimum 30/15/5 levels of cover that are mandatory throughout the entire state of California.

So why is California online auto insurance so much cheaper? When a carrier sells their products from an office or over a telephone, their sales teams are aware of the fact that they have your complete attention and that there is no competition to steal your custom away in that exact moment of time. To a certain degree, they know that they can inflate their prices and if you’re desperate for a policy, all they have to do is close the deal.

When you purchase California online auto insurance, every single carrier is operating in an open marketplace where their competitors are fighting for the same business. To secure business, those carriers have to offer something exceptional in order to warn off the competition and one of the most appealing factors that can influence a buying decision for consumers is price.

At Promiga, we offer California online auto insurance at fantastic prices, but we never lower the quality of our products to make them more appealing on a monetary basis. We offer superior coverage at a superior price, and we only use superior auto insurance carriers to partner our website. By dealing with best, we can always bring you the best and that’s always been the Promiga way!


Shopping the Internet to get the Best California Auto Insurance Policy

Friday, August 26th, 2011

If you looking for a California online auto insurance quote but find the increasing number of price comparison and company websites too confusing, why not make Promiga your website of choice for all auto insurance matters?

With years of extensive experience under our belt, Promiga can offer a California online auto insurance quote that’s cheaper, faster and better than any other equivalent policy offered on the Internet. How do we do it? Quite simply, we’re in the business of building relationships and it’s not just our customers that we put first.

Promiga have spent many years building solid working partnerships with some of the biggest names in the auto insurance industry and over time, we’ve managed to build outstanding levels of trust with a range of selected providers who think in exactly the same way as us. Quality and service are the mainstays of our operation, and we only work with auto insurance companies that use those mainstays themselves.

When you apply for a California online auto insurance quote with Promiga, you’ll be put in direct contact with a leading market specialist with the highest industry review rankings. With just a minimal amount of basic information (usually a ZIP code), our trusted partners will provide you with an obligation-free auto insurance quote that offers maximum protection at minimum cost.

There are no expensive phone calls to worry about, and you won’t be pestered for the next six months by annoying sales representatives if you choose not to buy with us. All of our California online auto insurance quotes are free of charge and we never charge a fee or commission when you choose to make a purchase.

Consumer Ratings for California Auto Insurance Companies

Friday, August 26th, 2011

What makes Promiga so much better than every other price comparison website? At Promiga, we don’t partner any old company. We carefully hand select the best providers in the business, and we do that by taking their California auto insurance ratings into account before we decide if it’s worth forging relationships with them for the benefits of our customers.

California auto insurance ratings are given out based on reports from independent industry reviews and customer feedback. If any company fails to achieve the minimum ‘A’ rating that we demand, we won’t work with them. Our dedication to perfection knows no boundaries, and we’ll never sacrifice our own reputation by working with inferior companies.

When you purchase a policy from a carrier that has the best California auto insurance ratings, you’ll be able to do so in the safe knowledge that you’ll be receiving fantastic service, remarkably priced policies and superior levels of aftercare if you ever need to make a subsequent claim.

Every one of our providers is licensed to operate within the state of California, which means you’ll always be receiving policies that meet the minimum mandatory state requirement. The minimal 30/15/5 coverage will be guaranteed, and you’ll also have the option to increase your coverage with useful add-ons including collision coverage, comprehensive insurance and uninsured/underinsured motorist protection. Very few consumers consider California auto insurance ratings when they’re looking or a policy, but the benefits of working with industry leaders are just as important as saving money when purchasing new policy or renewing an existing deal.

California Auto Insurance Minimums

Friday, August 26th, 2011

Purchasing the right level of cover for your vehicle will lead to a problem-free motoring experience that sees you fully protected if you’re ever involved in a road traffic accident. As with every other US state, there are a number of California auto insurance minimums that you are legally obliged to meet before taking a vehicle on the road.

Although California works under a no-fault auto insurance system, the purchase of a policy is still mandatory. In comparison to Tort states, California auto insurance minimums are put into place so a driver can claim from their own policy in the aftermath of a road traffic accident in the safe knowledge that there will be enough protection available to cover bodily injury costs and repairs to the vehicle itself.

California auto insurance minimums also have an inclusion for property damage liabilities. The actual minimum figures are set at £15,000 worth of bodily injury protection per person, $30,000 worth of bodily injury protection per accident (for two or more drivers) and $5,000 worth of property damage liability.

Naturally, it makes more sense to purchase increased levels of protection as long as it is affordable to do so. In addition, there are several policy additions that you may like to consider. Comprehensive insurance, collision coverage and uninsured/underinsured motorist protection are all important add-ons that will supplement your California auto insurance minimums to perfection. With blanket coverage in place, you will rarely be expected to cover additional costs from your own pocket unless a high deductible figure has been agreed on.

California Auto Insurance Evaluation

Friday, August 26th, 2011

If you’re searching for a California auto insurance evaluation but don’t actually know where to start, why not take a look at the amazing auto insurance quotes on the Promiga website? At Promiga, we have access to an extensive range of the best premium level providers within the current marketplace and can offer you a California auto insurance evaluation that offers excellent levels of coverage with a value for money premium.

When you obtain auto insurance quotes from Promiga, our preferred carriers will take your driving history, age, type of vehicle and claims record into account. Once this information is processed, you will receive a California auto insurance evaluation that reflects these individual factors. Although many auto insurance providers will penalize you for breaching these factors, the fact that they are working with an open marketplace on our website actually means that you’ll still be able to secure a great deal.

At Promiga, we never limit the number of auto insurance quotes you can apply for. Some price comparison websites enforce a             cap and charge you once you exceed a certain number of California auto insurance evaluations. You have our word that we will never apply additional charges or commissions just because you want to gather as much information as possible before making a purchasing decision.

It is our sole intention to provide you with the very best information pertaining to your application and nothing else. While inferior websites continue to run you round in circles in order to maximize their profits, Promiga prefer to bring you fantastic online auto insurance quotes without making you pay through the nose for it.

California Auto Insurance Company

Friday, August 26th, 2011

If you are looking for a competitive online quote, it makes sense to find a California auto insurance company that will give you exactly the right deal at the very best price. At Promiga, we’ve built a series of lasting relationships with premium rated carriers to bring you auto insurance quotes that will always save you money without compromising on coverage.

Sometimes, it’s easy to make the mistake of choosing an inferior California auto insurance company in order to save money. Unfortunately, many smaller companies are unable to offer the extensive levels of coverage that a premium rated carrier can provide. When it comes to making a claim, the process is often drawn out and difficult. In some cases, you may even find that your coverage doesn’t meet the minimum requirements demanded by Californian state law.

When Promiga talk about a reputable California auto insurance company, we refer to industry giants such as Progressive, GEICO and Allstate. By handpicking the best carriers within the current marketplace, we are able to bring you exceptional coverage without compromising on price. While other price comparison websites sit there and make promises, we actually go out of our way to deliver on them.

When you purchase a policy from a California auto insurance company recommended by Promiga, you will be leaving nothing to chance. What’s more, there will be no annoying follow-up telephone calls, no offers from third party companies trying to sell products that you’re not interested in and no extortionate fees and commissions once you finally decides to make a purchase.