Posts Tagged ‘US auto insurance’

Auto Insurance News: Big Brother Is Watching UK Drivers

Monday, June 18th, 2012

Drones, surveillance cameras, satellites and tracking devices are nothing new. Yet, many motorists hate the idea that the government could be using these tools to spy on its own citizens. That is exactly what’s happening in the UK right now.

The Plan

This spring, the British Government announced a proposal to use a license recognition program on the cameras to cross-reference the plates with a list of drivers who have auto insurance and updated registration documents in order. Anyone found driving without these two things would be unable to pump gas and local authorities would be alerted. The idea is: if they can’t get gas, they can’t drive!

The Problem

There are 1.4 million drivers — 1 in 25 — who do not have any auto insurance, says The Mirror. While authorities believe this is one of the worst records in the world, the US has them beat. USA Today reported that, in 2009, 14 percent of US drivers — 1 in 7 — are uninsured. Furthermore, places like Mississippi, Tennessee, Alabama, Florida, Oklahoma and New Mexico have over 20 percent of their populations driving without any protection.

The Backlash

So far, ideas have been proposed in America, but there has been significant backlash. Mary Catherine Roper of the ACLU says she is “fairly creeped out” by Pennsylvania Governor Ed Rendell’s idea to have highway cameras identify uninsured drivers to be fined. She explains, “We’re always skeptical when the government sets up yet another system of monitoring people who have done nothing wrong. How do I know that information isn’t going to be shared with other agencies? How do I know that information isn’t going to be used for other purposes?”

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Tips To Avoid Auto Insurance Rate Increases

Tuesday, June 12th, 2012

Are you paying too much for auto insurance? Your rate can go up suddenly and without warning. Sometimes simple errors can cause you to overpay for basic coverage. Here are a few tips to avoid these unscrupulous auto insurance rate hikes and protect yourself, as a consumer.

Did You Get A Ticket?

Tickets are one of the main causes for auto insurance rate hikes because insurers take this as a sign that you’re driving erratically and dangerously, thus making you more of a liability. You won’t get penalized for a parking ticket, but moving violations for running lights, speeding and reckless driving will take your insurance rates way up for a good three years.

Did You Buy A New Car?

When you’re car shopping, you may be focused on finding the best color or the car with the most cargo space. However, you should also consider how the auto insurance company will look at your purchase. Cars with expensive foreign parts will be more expensive to insure because their repair costs will be higher, should you get into an accident. Also, cars that are frequently stolen will cost more. Conversely, safety ratings and features can bring the cost of insurance down.

When Was The Last Time You Shopped For Auto Insurance?

You should take a few minutes each year to shop around for better auto insurance rates. People who take the time to review their policies always end up paying less. With websites like Promiga.com, it’s easier than ever to get a quick, free online auto insurance quote!

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Take a moment & shop for free auto insurance quotes on our site!

Why do Motorists prefer Online Auto Insurance Quotes?

Wednesday, June 30th, 2010

Promiga Auto Insurance Quotes are provided by A-rated companies that are nationally recognized by millions of consumers who have enjoyed their services in the past. Consumers often ask why the services of Promiga Auto Insurance Quotes should be considered above those offered elsewhere. There are many relevant answers to this question and consumers should look to further than Promiga for all of their free auto insurance quotes.

Price Comparison leads to Better Coverage

Auto insurance quotes can vary greatly in terms of price and the type of coverage provided. While some motorists will be looking for cheap auto insurance quotes that offer the minimum level of coverage required by state law, others will be looking for online car insurance quotes that are more comprehensive in nature. At Promiga, a large number of free auto insurance quotes can be obtained simultaneously and when these policies are compared on a like-for-like basis, the best possible purchases can be made.

Savings from Higher Deductibles

All online auto insurance quotes provided by Promiga can be individually tailored and many US motorists are securing lower premiums by increasing their deductible figure. The deductible is the amount of money a motorist must pay when a claim is made before an insurance company will cover outstanding balances. Motorists should always remember to set deductible figures at a level that remains affordable.

The Best Payment Schedules on Auto Insurance Quotes

Affordability is a significant factor with any online auto insurance quotes and some consumers may find that a suitable policy is unaffordable if it has to be purchased by a single payment. By using Promiga Auto Insurance Quotes, a range of polices will be presented with bi-weekly, monthly or bi-annual payment options. By putting the website to effective use, most auto insurance quotes can be easily factored into the average household budget.

The Easy Route to the Best Discounts

When online car insurance quotes are offered, a number of discounts are applied. These savings are integral to cheaper policies and drivers will be rewarded if they possess a clean driving record, bundle their policies or achieve good grades at school. By comparing the range of polices on offer, motorists will become increasingly aware of the discounts being applied to their auto insurance rates.

Easy to Discover Penalties

In much the same way as discounts are applied to online auto insurance quotes for motorists with positive marks on their driving records, a series of penalties will be applied if a motorist has a string of convictions, claims or other violations. Although these penalties cannot be avoided altogether, effective price comparison techniques will serve to highlight policies where a motorist is being unduly punished.

Improved Customer Support

Modern times have seen more and more carriers moving their services onto the internet and this has resulted in cheaper car insurance quotes because there has been a significant reduction in overheads. Additionally, company staff are now trained to dedicate their expertise into individual areas and this can lead to improved levels of customer service. As well as enjoying more affordable auto insurance rates, consumers also have access to 24-hour toll-free telephone call centers that can assist with policy purchases, claims and any other enquiries.

Gauging Claims

Although online car insurance quotes may appear competitively priced on an initial basis, comparing policies through a dedicated website gives consumers the opportunity to study the way a claim will be handled by respective insurance carriers. Once again, the attraction of a cheap auto insurance quote may be outweighed by the confidence that effective claims handling will bring should an accident actually occur. If the claims process looks decidedly complicated, motorists have the option to consider other policies instead.

The Confidence of Complete Coverage

A motorist who spends time comparing policies at Promiga Online Insurance Quotes will be taking to the road in the full confidence that they have purchased the best available policy for their budget. Peace of mind can be a precious commodity in the world of car insurance and many consumers consider this a vital part of effective coverage.

No Hidden Surprises

Another major benefit of using sites like Promiga to compare auto insurance quotes is establishing the long-term implications of an individual policy. There will always be influencing factors that can affect car insurance rates but understanding the way that a policy works will prepare a motorist for any potential out-of-pocket expenses that are not incorporated into the terms and conditions of a policy.

Abiding with US State Laws

When motorists are comparing their online auto insurance quotes, they should always be aware of the importance of purchasing sufficient coverage in an effort to meet the minimum mandatory requirements for their own state. The Promiga Auto Insurance Quotes website is packed with informative and original articles that guide motorists to the correct levels of coverage. Because there are a significant number of cheap auto insurance quotes available, most motorists will find that extended coverage becomes more affordable.

Effective Use of Household Budgets

Because insurance companies are competing on a head-to-head basis, the premiums being offered on price comparison websites tend to more consistently priced than those offered elsewhere. Understanding the effect that a long-term commitment to an auto insurance quote can have will inevitably result in tighter financial control during the period of coverage.

Online Auto Insurance Quotes are Free

Traditional methods of obtaining auto insurance quotes centered around expensive telephone calls to multiple companies or losing an entire day visiting the offices of land-based carriers or brokers. Promiga specializes in providing free auto insurance quotes from some of the most experienced names in the industry and these can be obtained online within minutes.

Privacy is Assured

All companies offering online auto insurance quotes sell their policies on secure servers so consumers can be protected from the perils of internet fraud. In addition, Promiga Auto Insurance Quotes do not require extensive personal details that result in an avalanche of unsolicited mails. To obtain cheap car insurance quotes, motorists only need to provide a ZIP code and further details are only required when a policy purchase is finally decided upon.