When you are looking for Georgia auto insurance, don’t forget to ask about whether you qualify for a discount on your coverage. There are a number of discounts available, and a driver may qualify for more than one.
Car insurance companies regularly reward people with clean driving records with discounts on the cost of their coverage. Staying accident and traffic ticket-free can add up to significant savings for consumers. Some companies offer progressively higher discounts the longer the customer stays that way.
Driving a car that is equipped with safety features is another circumstance where a car insurance company may offer a discount. If your car has seat belts, anti-lock brakes and air bags, mention this fact to the insurer and ask if you qualify for a reduced price for your coverage.
Older drivers (over age 65) who successfully complete a defensive driving course can also qualify for a discount on their coverage. Mature drivers, especially those with a clean record, pay lower premiums, and insurance companies reward those who brush up on their driving skills with even better rates.
Keeping annual mileage low is another way to save on the cost of Georgia auto insurance. Drivers who aren’t on the road very much are at a lower risk of being involved in an accident.
Staying with the same car insurance company for a number of years can also mean better pricing on your policy. Ask your provider if it offers loyalty discounts.