Even if a vehicle is only going to be used over a limited period of time, it is still important to purchase motor insurance. Failure to do so could result in prosecution if a driver is stopped by the police for a random check or if they are involved in a road traffic accident. However, it is relatively easy to purchase a short term motoring insurance policy by following a few simple steps.
It is important to gather the relevant information together before applying for a policy. In many cases, the applicant will be looking to insure an unfamiliar vehicle so it is always beneficial to have as many details as possible available in relation to it. It is also important to clarify the use of the vehicle with the insurance carrier. Often, a vehicle may be used for moving household items or for commercial purposes. This will have a direct effect on the terms of the policy and these details should always be included in any application.
It is also vital to establish the length of time you need the vehicle to be insured for. As well as making sure that you won’t be paying for a policy over an excessive period of time, a driver can also make sure that coverage is going to be in place for long enough during the short term cover period. Any other additional drivers who might also be using the vehicle must also be added to the policy. As well as purchasing through standalone insurance companies, short term motor insurance can also be found on price comparison websites.